San Jose Bankruptcy Lawyer
Are tired of the phone calls? Are you having trouble paying your mortgage or rent because of credit card debts? Have you tried debt consolidation only to find out it does not work? If so, bankruptcy can help. Stop the struggle and start your new life debt free. Call us toll free at 1-877-9NEW-LIFE. Get the personal service and low fees you deserved from actual attorneys, not inexperienced paralegals or assistants.
From the moment you retain our services we help you get relief from your creditors. If a creditor calls you, you are to inform them that you have retained our services and to call us with any questions. Creditors can be very abusive and call at all hours of the night or call you at work. They are not supposed to do these this. Once you have informed them you have retained us and they have are contact information, most creditors will not bother you again.
Our San Jose bankruptcy lawyers | attorneys have filed hundreds of successful bankruptcy cases to erase burdensome debts. Everyone deserves a fresh start and bankruptcy can help achieve that. There are consequences of filing for bankruptcy protection though. A chapter 7 bankruptcy will be on your credit report for ten years. A Chapter 13 bankruptcy will be on your credit report for seven years. That does not mean that you cannot improve your credit score during that time period though. The point of filing bankruptcy is to get rid of debts that are a strain on your income. Once those debts are gone you will then be able to pay your living expenses on time every time. This will help your credit and allow your credit to rebuild as time passes. If you have treated your credit well after the bankruptcy case, there is no reason why you cannot have a great credit score again.
By Kitty J. Lin