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Your Car/Truck and Chapter 13 Bankruptcy

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You can keep cars when filing for bankruptcy under Chapter 13 and still get rid of your credit card and other unsecured debts. If you can afford your vehicle payments and are current with your vehicle payments, then there is no reason why you should not keep your vehicles. Calls us toll free at 1-877-963-9543 to schedule a free consultation to discuss how bankruptcy can get rid of debts and allow you to keep your vehicles.

Save Your Car From Repossession

Reduce or Cram Down a Vehicle Loan

A chapter 13 bankruptcy can also allow you to reduce the amount you pay on your vehicle loan. If you purchased your vehicle 910 days before the chapter 13 bankruptcy case was filed and the value of your vehicle is less than what you owe, then you will only have to pay the fair market value of the vehicle in the chapter 13 plan, not what you owe on the loan. This can be a savings of thousands of dollars if your vehicle is worth far less than what you owe. Not only will you keep the vehicle, but you will pay far less for the same vehicle. Car bankruptcy.

Chapter 13 can also allow you to catch up on payments you are behind on your vehicle loan. If you have missed one or more vehicle payments you can pay those missed payments in the chapter 13 plan and spread the missed payments over three to five years to make them affordable. Again, if your purchased your vehicle over 910 days prior to the chapter 13 being filed and the vehicle is worth less than what you owe, there can be additional savings. During your free consultation we will evaluate what options are available to you regarding your vehicles. Call toll free 1-877-963-9543 today and stop the harassing phone calls.